LASASA, Texas (Reuters) – If you want a good-paying job, it might be better to get an employer-sponsored health insurance policy, according to research.
The latest analysis by the Institute for Quality and Entrepreneurship at the University of Southern California’s Graduate School of Business found that insurance companies typically cover roughly 70 percent of workers and employers.
In contrast, health insurance coverage for employees and employers was around 50 percent and about 30 percent, respectively, in 2013, according the report.
“What you do with insurance, you get a lot of other benefits.
So what I’m saying is, you need a decent policy that you can afford,” said Dr. David Tovar, the institute’s director of research.”
That’s not a bad idea, but it can be a difficult thing to get.”
The Institute for Business and Economic Research found that workers’ health coverage was more or less equal, with insurance companies covering about 50 percent of employees and 50 percent employers.
About 30 percent of the population receives health insurance through an employer or government program.
The institute looked at the costs and benefits of private and employer-based insurance policies.
It found that for employees, employer-backed insurance accounted for about 70 percent, with an average of about $6,300 per year for an individual policy.
The average annual premium for an employer’s policy was $4,800, and for a self-insured plan, $3,100.
For employees, employers’ coverage was generally about $3.25 to $3 on average per year, according a study by the Kaiser Family Foundation.
But for workers, premiums are generally higher.
The Institute found that the average annual premiums for employers’ health insurance were $12,000, for workers $11,000.
The study found that while employers provide a broad range of benefits, the cost of coverage can vary widely among policies, especially with deductibles.
The average deductible for a single-payer plan was about $2,000 per year.
But there was some variation in the average premiums among the plans.
The cheapest employer-only plan, the Blue Shield of California, covered $7,800 per year on average, while the cheapest employer and government-only coverage was $18,000 on average.
The other cheapest plans were offered by private employers, with average deductibles of about 3 percent, and the least expensive one was $2 per month.
Health insurance is a critical part of an employee’s financial security and the insurance companies provide it, Tovars said.
“They pay for it.
They provide it.
And they make it affordable,” he said.